Our Mission: 

To pave the way to financial freedom through simple and accessible financial wellness education. 

“I found the seminar clear and helpful, as Brad took the time to boil down terminology and definitions into easy-to-understand segments. ”

“I walked away feeling as though I had a solid understanding of the different retirement account types, but I decided to sign up for an individual session to walk through my individual situation and make sure my takeaways aligned with best practices for someone my age.
In the session, we talked through my specific scenario including my short and long-term financial goals, salary and expected growth, and my tax position. The session felt collaborative - he wasn’t just telling me what to do and I had to take it at face value, but rather, we talked through the different options and found the best path for me together.”

MORGAN

Here’s what Simplified Financial Concepts is all about  

Financial literacy can feel overwhelming, especially with the onslaught of information on social media. We simplify the process, helping you identify where to begin and focus on what you can improve now to build financial freedom. Our goal is to be your trusted source for straightforward, accessible guidance, making comprehensive financial planning attainable for all.


At Simplified Financial Concepts, our values come to life through every workshop and consultation we provide.

We prioritize educating with accurate, easy-to-understand information, ensuring that even the most complex financial topics are accessible to everyone. 

By empowering people through financial wellness coaching, we instill confidence in their ability to make sound financial decisions. 

Our programs focus on preparing for the future, giving participants the tools to navigate life’s challenges with foresight and security. 


Above all, we aim to eliminate financial stress, creating peace of mind that allows individuals to focus on what matters most—both at work and in life.

“Thank you for being so kind and understanding, a patient listener, and a fantastic teacher.” 

Brad, thank you for all the time spent helping ARUP employees better understand their finances, their “money story,” and how to think through critical financial decisions in life. You are worth more than your weight in gold! More often than not, people who are not as savvy at finances are embarrassed to talk about it with anyone and prolong gaining a better understanding because of those feelings. Thank you for being so kind and understanding, a patient listener, and a fantastic teacher.


Meet Brad Scoular,

simplifier of complex topics surrounding money

For 10+ years, Brad has offered financial wellness coaching to individuals and business teams. As a 20+ year comprehensive financial planner it’s his job to:


Make financial literacy education easy to learn and simple for businesses and organizations to offer

Tailor strategies to help individuals set realistic goals and hold them accountable

Help individuals, employees and organization members develop smarter budgeting and spending habits

Help diversify and optimize individuals’ investments, maximizing growth while managing risk

Ensure individuals are financially prepared for retirement

Offer tax mitigation strategies that help reduce tax burdens

Teach debt management and reduction to improve overall financial health

Consider individuals’ needs for insurance and emergency funds

Assist with the understanding and implementation of wills, trusts and other important legal documents involved in estate planning

Help instill financial confidence and security


How it all started

Brad’s passion for service and working to positively affect the lives of others guided him into the financial services industry. He began his career in 2003 with Northwestern Mutual in the greater Los Angeles area. 

Committed to furthering his education, Brad has passed exams for Series 6, 63, 66, and 7 licenses. In addition, he has achieved the CLU® Chartered Life Underwriter designation, making him knowledgeable in the various insurances. Brad has also received the AIF® Accredited Investment Fiduciary designation for adhering to the highest fiduciary standards in addition to the CLTC® Certification in Long-Term Care designation. 

During his 20+ years in business helping clients with their holistic financial plans, Brad realized people were asking the same questions and expressing the same concerns again and again. Many of these stemmed from a lack of financial education or confusion over industry jargon. These recurring frustrations inspired him to create Simplified Financial Concepts to make financial literacy education accessible and understandable for all. 

Brad grew up in Los Angeles and attended Loyola High School. He earned his B.A. in business from Loyola Marymount University in Los Angeles. Currently, Brad lives in Denver with his wife Monica and their 3 rescue dogs; Waffles, Sawyer, and Guppy the Puppy.


In his off hours, Brad is a passionate wood-turner and can be found at all hours in his woodshop making bowls, charcuterie boards and pens. He looks forward to ski season all year and enjoys everything that Colorado’s beautiful outdoors has to offer. 

Simplify Wealth, 
Amplify Happiness

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Brad Scoular is registered as an Investment Advisor Representative with Farther CRD# 316072. Simplified Financial Concepts (SFC) is not affiliated with any Registered Investment Advisors and is a standalone entity. Clients of SFC have the right to decide whether to act on the recommendations and/or the right to purchase any investment services or insurance products through the entity of their choice. Brad receives compensation from Farther for the advisory services provided under Farther. The persons providing testimonials on this website are clients of SFC and are not being compensated for sharing their opinions and experiences with SFC. Any compensation creates a conflict of interest and advertised client testimonials may not be representative of any other person's experience with the SFC.

*Use of logo does not constitute an endorsement.

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